Terms of use

Welcome to Molli INC., doing business as Molli.cc and Molli.io (“Molli", “we", “us" or “our"). This agreement governs your use of our websites Molli.cc and Molli.io, and supersedes any and all prior agreements between you and Molli regarding the subject matter of this website.

‍Children's Online Privacy Protection Rule ("COPPA") Compliance
‍We are committed to protecting the privacy of children. The website and our services are not designed for or directed to children under the age of 13. We do not collect personally identifiable information from any person we actually know is under the age of 13.

‍Startup Risk Disclosure
‍By purchasing a pre-order subscription, you acknowledge that the product doesn't exist yet. You understand the inherent risks associated with purchasing a product from a startup. The product is not FDIC insured. The refund policy for pre-orders offers only a partial refund after deducting processing and referral fees.

‍Molli Services
‍Molli offers technology services centered on financial literacy and money management for families. Our mobile app provides a platform for savings and checking accounts, equipping parents with control over family accounts. Embedded within our app are financial literacy games and content aimed at fostering positive money habits among users. Molli is not a bank but partners with banking institutions to deliver these services. We charge consumers annually for access to and support of the technology we provide.

‍Privacy
‍We prioritize your privacy and do not sell or rent your personal details to third parties for marketing motives without your explicit approval. We utilize your data as described in our Privacy Policy.

‍Copyright and Other Intellectual Property Rights
‍All content included on this website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Molli.cc, its affiliated companies or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this website is the exclusive property of Molli.cc and protected by U.S. and international copyright laws. All software used on this website is the property of Molli.cc, its affiliated entities or its software suppliers and is protected by United States and international copyright laws. All trademarks, service marks, and trade names are proprietary to Molli.cc, or affiliated companies and/or third-party licensors. We may have patents, patent applications, trademarks, copyrights, or other intellectual property rights covering subject matter in the Services, including the web pages that are part of the Services. Except as expressly provided in these Terms, the provision of the Services and the furnishing of such web pages does not give you any license to these patents, trademarks, copyrights, or other intellectual property. Any rights not expressly granted herein are reserved.

‍Personal and Non-Commercial Use Limitation
‍The content and Services provided on this website are provided solely for your personal, non-commercial use. You agree to abide by all additional copyright notices, information, or restrictions contained in any material or content on the website. You may not modify, copy, reproduce, display, perform, create derivative works from, republish, upload, post, transmit, distribute, and/or exploit any intellectual property from this website or related Services in any way (including by e-mail or other electronic means) without our express prior written consent. You agree that you will not use this website or the Services for any purpose that is unlawful or contrary to these Terms. You may not use this website or Services in any manner that could damage, disable, overburden, or impair this website or the Services or interfere with any other party's use and enjoyment of them. You may not attempt to gain unauthorized access to any account, computer systems or networks associated with this website or the Services. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this website or the Services.

‍Responsibilities of the service users
‍You are solely responsible for all acts or omissions that occur under your account or password, including the accuracy and completeness of all content that you (or anyone using your account) submit, post or transmit through the Services. You agree not to use the Services to do any of the following:

·         violate any local, state, national or international law;
·         stalk, harass or harm another individual or communicate with such individual after being advised to cease any such communications;
·         collect, harvest or store personal data about other users including email addresses or contact information.
·         impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity;
·         interfere with or disrupt the Services or servers or networks connected to the Molli.cc website or the other Services, or disobey any requirements, procedures, policies or regulations of networks connected to Molli.cc; and
·         upload, submit, post, store or transmit any (a) content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, racist, sexist, homophobic, or ethnically or otherwise objectionable; (b) content that you do not have a right to transmit under any law or under contractual or fiduciary relationships; (c) content that infringes the intellectual property rights of a third party; (d) material that contains software viruses or any other computer code, files or programs, for example, worms, Trojan horses, cancelbots, time bombs and the like, designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (e) unsolicited advertising material, notices or “spam", “junk mail", pyramid schemes, chain letters or the like; (f) surveys that have not been approved or cleared by us; or (g) contests or games of chance.

‍Your Account, Password and Security
‍You are responsible for maintaining the confidentiality of your username and password, and you are solely responsible for all activities that occur under your username and password. We recommend that you memorize this information, and not write it down. You agree to immediately notify us of any unauthorized use of your username and password or any other breach of security related to the Services.
WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO ADEQUATELY SAFEGUARD YOUR USERNAME AND/OR PASSWORD, OR TO OTHERWISE COMPLY WITH THIS SECTION.

‍Links to Third Parties
‍This website may contain links to websites maintained by third parties. Please be aware that these links are provided for your convenience and reference only. Molli.cc does not operate or control in any respect any information, software, product or services available on such websites. Molli.cc's inclusion of a link to a website does not in any way imply an endorsement of the services or the website, its contents, or its sponsoring organization.

‍No Warranties
‍WE, OUR OFFICERS, DIRECTORS, EMPLOYEES AND/OR OUR SUPPLIERS, PARTICIPATING LENDERS, AND REAL ESTATE PROFESSIONALS PROVIDE OUR WEBSITE AND SERVICES "AS IS" AND WITHOUT ANY WARRANTY OR CONDITION, EXPRESS, IMPLIED OR STATUTORY. USE OF MOLLI.CC'S SERVICES IS AT YOUR OWN RISK. WE, OUR OFFICERS, DIRECTORS, EMPLOYEES AND/OR OUR SUPPLIERS, PARTICIPATING LENDERS, AND REAL ESTATE PROFESSIONALS SPECIFICALLY DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO: (1) ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT; (2) ANY WARRANTIES THAT THE FUNCTIONS CONTAINED IN THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (3) ANY WARRANTIES REGARDING THE USE, OR RESULTS OF THE USE, OF THE SERVICES AND MATERIALS PROVIDED THROUGH THE WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS, OR OTHERWISE BY THE USE OF THIS WEBSITE OR SERVICES WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF MOLLI.CC, ITS AFFILIATED COMPANIES AND/OR ITS SUPPLIERS, PARTICIPATING LENDERS, AND REAL ESTATE PROFESSIONALS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. YOU ALONE ASSUME ANY AND ALL COSTS ARISING IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. This warranty gives you specific legal rights and you may also have other legal rights that vary from state to state.

‍Limitation of Liability
‍IN NO EVENT SHALL MOLLI.CC, INCLUDING ITS RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATED COMPANIES AND/OR OUR SUPPLIERS, PARTICIPATING LENDERS, AND REAL ESTATE PROFESSIONALS, BE LIABLE FOR ANY INJURY, DEATH, LOSS, CLAIM, DAMAGE, ACT OF GOD, ACCIDENT, DELAY, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER BASED IN CONTRACT, TORT OR OTHERWISE, WHICH ARISE OUT OF OR ARE IN ANY WAY CONNECTED WITH ANY USE OF THIS WEBSITE OR WITH ANY DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH THIS WEBSITE, EVEN IF A PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL MOLLI.CC BE LIABLE FOR ANY AMOUNT GREATER THAN $100.

‍Dispute Resolution
‍You agree to defend, indemnify and hold us and (as applicable) our officers, directors, agents, and employees and/or our suppliers, participating lenders, and real estate professionals, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference or your violation of any law or the rights of a third party.

Termination
‍We reserve the right, in our sole discretion, and without liability, to terminate your access to all or part of the website with notice, for any reason or no reason.

‍General
This agreement is governed by the laws of the State of Delaware, USA, and controlling U.S. federal law. Choice of law rules of any jurisdiction and the United Nations Convention on Contracts for the International Sale of Goods will not apply to any dispute under the Terms. You hereby consent to the exclusive jurisdiction and venue of the state and federal courts in Dover, Delaware, USA in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Molli.cc as a result of this agreement or use of this website. Molli.cc's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Molli.cc's right to comply with law enforcement requests or requirements relating to your use of this website or information provided to or gathered by Molli.cc with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of this agreement shall continue in effect. This agreement constitutes the entire agreement between the user and Molli.cc with respect to this website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Molli.cc with respect to this website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.